I CANNOT WAIT until this month is over. Did I even have a budget? Am I sure?
I’m over budget this month by about $800, and I just scheduled a $500 loan payment which will mean I’m over by $1,300 when the month ends. Yikes. I know some of this was Christmas expenses, but I also spent quite a bit on myself this month. I’m bidding on a purse on eBay too–my max bid is about $100 more than my current bid and I’m pretty sure my boyfriend judged me when he saw, but I have had my current tote since…2007? So I can certainly justify a new one (err…2). I can’t wait until January so the slate can be wiped relatively clean.
I have hoping to stalk eBay for some suit finds–I’ve been wearing a lot of dresses which are more casual than I’d like–I need some pant suits to get me through the winter. More spending.
On a happy note, Christmas yielded $100+ in Starbucks cards. I’m planning on buying some more coffee from amazon in January in the hopes that I can make this last–instead of falling back into the daily Starbucks routine.
The “new” job pays me every two weeks–one day after I’m currently getting paid. Because it’s salaried, I also think there’s no lag in payment–I get paid on Friday for working up to and including Friday. I’ll also get a small paycheck on the 9th as my final paycheck in the “old” job. Hopefully that additional smallish paycheck will mean more saving/loan payments in January.
I’ll be making more money, but I’m looking to put 12% into my 401(k)–to maximize the match. As much as this sucks from a debt paydown perspective, it’s not money that I currently have, so I hope to not miss it too much. I guess we’ll see.