I don’t have a net worth update tonight. My loan is showing up as paid, but I don’t think the money is out of my account yet, and a very large credit card charge hasn’t reared its ugly head yet. And I’m too tired (and it’s too close to my bed time) for me to make the necessary mental adjustments.
I don’t have much to say tonight, but I don’t get to post from a computer as often as I’d like, which means less opportunities for pretty Mint.com pictures.
I’m so very happy with my month so far–hopefully that isn’t spoken too soon. I’m over my $0 budget on coffee shops this month–I went to Dunkin prior to a house thing, to the tune of $5 and change. Not a life ender or a budget killer for that matter. I haven’t made $1,200 in planned student loan payments yet–I believe one is pending for tomorrow and the other for Wednesday. There’s one more for tomorrow that kills my second undergraduate loan. This is already showing up as paid in my loan tracking, but not in my bank account. That bit is a little over $600. Moral of the story: I expect “education” to take up 75% of the pie by month-end. (Here’s the educational lesson kids, don’t take out loans to go to law school)
There’s a lot of spending here on “health and fitness.” I don’t have new insurance cards yet, and instead of getting harassed when my old insurance backdates its cancellation, I told the man at the Consumer Value Store to treat it as though I didn’t have insurance. It took him a really long time to understand this concept. So once I get the new insurance information I’ll be the one doing the harassing, about getting reimbursed.
Things are going swimmingly on the food front. I have a two leftover mac and cheese meals, and three chicken stew meals in the fridge. I’m planning on work lunch (maybe paid for, maybe not) on Tuesday and going out for trivia with the manfriend on Tuesday and Wednesday. But so far I’ve spent $0 in my Restaurants and Alcohol/Bars budgets, so I should still be within budget after the week. I’m hoping to bring plenty of snacks and food with me for my commute home, so I don’t feel the need to order a full meal while we’re at trivia. We’ve got more dinner plans on Monday, but that’s to use a long-held gift card. (Free food!) So far I’ve spent less than $130 on groceries this month. I will be buying more milk from Cumbies on my way home tomorrow, but other than that I’m holding strong to my once-a-week grocery shopping commitment.
I’m too tired for further thought tonight. If only I could find a way to be too tired to spend money. Good night all, and happy budgeting!