I’m Alive ($95,210)

I posted this post yesterday or the day before, but lo an behold nothing is there. Whatever, it was posted from the train and had no pictures anyway.

I haven’t posted in at least a month, and we’ve closed on the house and moved in. I moved in two days after we closed, with just a mattress and box spring and some clothes. The rest of my furniture (and my manfriend) came the week after–did I mention he left for the week two days after we closed?

I feel like I’ve been bleeding money in the last month. I know it’s something that happens with buying a house–we need a lot of paint, but it’s still unfortunate. I’m hoping in August my budget will come back into line, or something that resembles it. It’s hurts not having the second job income too.

BUT…my total (student loan and credit card) debt is currently $99,905. I might have a bit more interest that isn’t reflected, but I have a payment going through tomorrow. I think that will mean I’m permanently under six figures of student loan debt!

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Much like my 401(k), I’ve decided not to include the house and mortgage in my net worth calculation. This way it’s relatively consistent in what it’s reflecting. I also feel like the house is worth more (and will continue to be worth more) than what we owe on it, so I’m being somewhat conservative not including the two of them.

I don’t expect to see too much movement in things in the next few months–but I’m really looking to about six months from now when it’s bonus and review time–hopefully this will mean some needed (wanted?) house things will be addressed, and my undergraduate loans will be eliminated–or darn close to it. But until then as long as the figures are creeping in the right direction I’ll feel okay about things.

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