There’s the Temptation… ($94,928)

We’ve officially been homeowners for two months now. There’s definitely a difference in space between my two room apartment to my (essentially) 2+ bedroom apartment. About a year ago I gave away my dining room set. Some of my family members were talking about pooling money together to get one for my grandparents, and I offered mine, since it was sitting in my sister’s basement. At the time, I assumed I’d keep living in the tiny apartment for another year, and wouldn’t be needing it any time soon. I can’t be too upset about it because the size and shape of it wouldn’t really fit in the space we have in the apartment now anyway, but there is now a need to get something that DOES fit. The temptation is to fill the space with everything that we’ll need NOW. But we really need to prioritize what can wait, and what can’t. For example, I think a place to eat (that isn’t square in front of the tv) and have guests should be high on the list. And yet, we bought a bench for our front hallway this weekend. Does the space look a little silly with nothing in it? Yes. Did we NEED to do that now? No. I think I need to keep myself (and the man, who is as bad as I am) out of HomeGoods for a while, at least until bonus time. I haven’t been trying yet — I’m hoping to make a serious effort in September — but sticking to a budget needs to happen, and right now doesn’t allow for these additional purchases.

With the extra monthly income (that we’re currently saving for a house-related emergency fund), buying a house will definitely be cheaper than renting for me. But I can easily see how anyone buying a single family might think that it’s cheaper to buy, then get sucked in to excessive spending with all of the additional needs of a house.

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