Asterisks ($94,194)

I have an event saved in my iPhone calendar this month, that consists solely of ******.  I think this was intended to be my payoff date for all of my undergraduate loans.  This would have been in addition to paying an extra $500 on my highest interest loans (the federal loans).  But alas, leaving the second job and the resultant moving/buying a house have resulted in other plans.

BUT that doesn’t mean I haven’t made some progress.  I input another $200 payment to my federal loans which hopefully will go through today/before my payoff loan is disbursed.  Essentially I didn’t want the interest I currently have on the loans to get capitalized in, but I’m not sure if my attempted payment will get in first.  AND the balance on UG3 is about $300, which I can definitely pay off with the additional paycheck this month.

Screen Shot 2014-10-07 at 9.36.14 PM


I’ve apparently been tracking the amount of interest paid for a while — it does not seem like long ago that I figured out a way to set that up, but I guess time flies when you’re having fun.

Screen Shot 2014-10-07 at 9.36.39 PMThe numbers don’t seem to have changed all that much since January — either around $475 or $520, and I think the fluctuation really has more to do with the day of the month I made a payment (or number of days in the month), than a real change.  Next month however (or actually, maybe this month) I’m expecting my interest payment to be closer to low $400s.  I’ll take the extra $75 a month towards principal, thankyouverymuch.

I’ve been seriously slacking on the posting. Blame the fact that I no longer live alone.  But I’m hoping to get back in the swing of things in the next few weeks, with budget posts (ummm I’m bad at sticking to the budget), goals for the rest of the year and for next year, and getting back into posting monthly recaps.  I’m also hoping to give an idea of what I think my “true” net worth is — accounting for the house/mortgage, 401(k), HSA and house savings.  To be continued.



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