That’s the current balance in my 401(k). I just started investing in a 401(k) in 2014, at age 30, but what’s done is done. This also includes vested and unvested balances–I’m hoping I stay with the company long enough to be fully vested, and I’m finding that time is flying by working there. One of my coworkers in particular emphasizes the need to max out my contributions ($17,500 last year, $18,000 this year — without accounting for matching contributions), but I’m just not there in my life yet. I’m hoping we can look seriously into adding to this, once hubby is working come (hopefully) next fall. Hopefully he’ll also have some pension benefits and better health insurance than what we currently have under my plan.
This, the equity in the house and our house fund puts my net worth closer to ($80,000) in reality, but I like showing the conservative number. Hopefully it will act as a better incentive to keep working to get out of the red.