As the subject says, I don’t have much to report. I just had five days in a row off of work, and that was awesome. I had kind of a rough day yesterday, and I’m still kind of down about things, but they’re completely non-financial. Whatever.
On two positive notes, I should start seeing retirement contributions from my company in my paycheck on Friday. I won’t be vested in any of this for another year, but I’ve never worked anywhere where I’ve gotten so much as a 401k match before this. The amount is a percent of my salary, and isn’t at all contingent on my contributing my own funds.
The other positive point is that we received our rent check from our tenant earlier this month (rent is due on the 15th–he’s always early). We just did a mobile deposit, so once it clears I’ll be sending that $700 to UG4, bringing the balance to right about $2,000. I’m not planning on making a similar payment next month–we used up $1,200 from the account to pay a contractor for something we needed to take care of for the house, and I’d like to replenish the account a bit. Ideally, I’d like to keep a balance of at least $5,000 in the account, but I think I’m going to keep alternating rent checks in the account, until we get to the $5,000, and use the others for student loans.
One thing I’ve found frustrating, is that I haven’t been able to set up a goal in Mint on paying off student loans. But I did realize that I can at least view the total amount of payments in a given category for this year. I’m at a mere $600ish this month, for a two reasons: 1) my big payment went through two days later than normal, because the normal payment date fell on a Saturday, so two more days of interest accrued and were paid, 2) I only paid $150 on my UG loans, instead of the usual $225 because of the hangover from December. Hopefully this chart will look a whole lot better in a week (and more so a month) from now!