January Goal Recap! ($90,455)

So here’s how far I am into my 2015 goal to pay $20,000 in principal to my student loans this year:

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This is only 6.5% of my goal after 8.3% of the year has gone by, but I’m really hoping a lot of progress gets made in the last third of the year, so I’m not going to stress about this too much, in spite of the fact that I paid extra from the house account this month.  Aside from that extra $700, I also only made a $150 payment on my UG loans, instead of the usual $225 monthly payments.  So it’s essentially a smaller amount than most months when I’m putting the extra $700 in.

As to my overall goal to pay off all of my student loans (hopefully by the time I’m 35–I’m currently 31 and a half).  This is the puzzle visual. I checked out what my total debt as of today, per Mint, and my grand total of student loan debt is $95,406.36.  Subtracting this from $100,000, I get $4593.64, and dividing by 200…22 pieces into the puzzle!  And really really close to 23!  Next month will likely add another 4 through normal payments, since I’m so close to another piece now.   I may also put a little bit of my bonus money towards UG4, so that it will be paid off by late March or early April.

photo-5

I’m going to have to work this out so that neither I, nor HGTV, are visible.  But for now, here’s the limited 22 pieces of progress.  I might have to paint the cardboard backing white so that the pieces are more visible, but I’ll start filling in that corner instead of the edges.  You know, so you’ll be able to see actual progress.  And also, because I totally have pieces in the corner assembled in the box…

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One thought on “January Goal Recap! ($90,455)

  1. Using a puzzle to show your student loan progress is a phenomenal idea! I might have to borrow that idea haha.

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