Puzzled ($57,036)

I thought about posting a progress update to my 2016 goals, but I think I’ll save that for next time, as I expect it to be pretty lengthy, as my expectations and priorities have changed slightly. Until then, I wanted to update my puzzle.

It’s been quite some time since I posted an update to my puzzle and to this blog generally. There are two tangentially related reasons for this. The first is that my little man joined us on May 5, so we’ve been pretty busy with that (and I generally like to write/post when I have some time home alone, and I don’t have too much of that).  The second is that the puzzle had been stored in little man’s room before it was his room.  While his nursery was a work in progress — crib and dresser being built, glider getting delivered — the puzzle was moved to an unknown location. The man didn’t remember exactly where it was moved to, and I only rediscovered it yesterday.

Back in February (?) when I last updated the puzzle, there were 167 pieces.  As of today, my loan balance is $64,049, so the puzzle will now reflect $35,800 paid off, or 179 pieces.  Twelve pieces is not a lot of pieces to add, considering the amount of time that has passed since my last update, but I’m hoping I’ll get back into the groove of things this month.   I’m hoping pretty much all of the baby “things” have been purchased at this point (including a second carrier, blankets, and the aforementioned (expensive) glider).

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As far as open loans, when de-consolidated (is there a better word for this?), this what I’m left with:

  • $18,000 $0 (1L Law School Loan – paid off!)

Former Federal Loans/Big Daddy Consolidation, Currently at $64,049

  • $2,625 $0 (freshman year – undergrad)
  • $8,500 (1L subsidized loan)
  • $12,000 (1L unsubsidized loan)
  • $8,500 (2L subsidized loan)
  • $12,000 (2L unsubsidized loan)
  • $8,500 (3L subsidized loan)
  • $12,000 (3L unsubsidized loan)
  • $3,500 $2,549 (Grad Plus Loan – bar fees and prep)
  • $1,200 $0 (Irresponsibility Loan #1)
  • $2,500 $0 (Irresponsibility Loan #2)
  • $1,200 $0 (Irresponsibility Loan #3)

It’s nice to see that this list includes only ONE Big Daddy Loan loan, and that the only undergraduate loan included in the consolidation has been eliminated.    Hopefully I’ll be able to make more progress in the next three or four months than I have in the last three, so that I can pay off the Grad Plus loan and move on to make a small dent in my subsidized loans this year.