I’ll be working from home today*. Because the roads around my house don’t appear to be plowed, and it took me FIVE HOURS to get to my train station last night (and another 30 minutes for the drive home from the train station, but that time was completely reasonable). The drive home would probably have been a little easier if I had done it at 6:00 like I was scheduled to, and not 9:00 since it actually started snowing again in that time. Anyway, the train website says trains are delayed 15-20 minutes today…and since that’s what it said for most of last night I’m not trusting those jackals.
I did get some good news when I arrived at the train station last night though–apparently parking will remain free for another six months! I’ll update my budget when I get some kind of reliable confirmation that this is, in fact, the case, but hooray for continuing to save $80 a month! Hopefully they’ll keep this going for as long as I live two hours (not five, but two) from my job.
I paid $1,000 or so on UG2, my smallest remaining loan. It’s down to $636! So next month that will be wiped out on schedule. I do need to start saving for tax time, as well as putting money away generally this month. According to my paydown calculator, UG3 is scheduled to be paid off in June. This does not account for (1) the fact that I’m now making more money, or (2) the fact that May has three paydays, so my goal is for UG3 to be gone in the beginning of May. I’m not sure if I threw this out there before, but my calculator projects UG4 to be paid in October and UG5 in March 2015–my goal is for all of these bad boys to be paid in 2014. If I tackle my highest-rate, highest balance federal loans next I’d be concentrating on them from April 2015 to July 2018–that’s a long time with no payoffs. Serious sad face.
Lastly, I updated my Law School loans, that don’t feed into Mint. Hence the increase in net worth. I had been carrying them at ($22,900), but moved them up to ($22,000) since I got just under this number before the year ended. Like I alluded to above, I think I might save these two for last since they have a lower interest rate than the federal loans.
I’m off to nap for a half hour before I have to start getting to work.
* Don’t worry–I’m not blogging while I should be working–I don’t generally start for another hour or so.