The last of my student loan payments for the month (unless I decide to do extra right before my next paycheck) should clear tomorrow, and I’ll be able to get a good view of how much I pay in interest versus how much I’m paying in principal. I was checking/hoping to see if that payment on made on Friday had cleared in my student loan account, and I wanted to see the interest amount. It’s not there yet, but ECSI does give a good breakdown of interest/principal paid per payment. I have two loans through ECSI:
Perkins loans–$3,000 per year of law school, original balance of $9,000; current balance of $7,231,04:
Law School loans–$6,000 per year of law school, original balance of $18,000; current balance of $15,004.91:
Total interest per month has gone down about $20 since I first started paying on these. Does this seem like a lot? No, it doesn’t. But over time? Yeah, it’s definite movement. Baby steps! One thing to note: these two loans don’t feed into my Mint.com tracking. I’ve included these loans in as an “other asset/liability”, but I can’t really easily change it. I currently have it in as $22,900, when it’s actually about $22,200. Not a big difference, given that I’m $110,000 in debt. I’ll probably update it at the beginning of the year, and leave it for 2014.
I just spent about $75 on two pairs of pants and a blouse on eBay. Both pairs of pants are used. I usually stick to new clothes only, but I’ll give it a shot, and see how it goes. I’m not ready to move on to used tops–I feel like someone selling work pants online probably wore them